Loan Modification for HELOC is APPROVED in 4 weeks!

Could this be you? Do you have a 2nd mortgage or a HELOC that is due?  Are you behind or barley making ends meet? We understand.

Foreclosure starts are up by 43% nationwide. Why? It is mainly due to the 5/1 and 10/1 ARMs that were written in 2007, 2008, 2009 and 2010. The expectation was that these loans would be paid off or could be refinanced. However, the truth in the matter is that this is not possible. Increased interest rates reset on the ARMs, property taxes increased along with cost of living but wages remained relatively unchanged.

Now, we have homeowners with few options. It has been our goal to assist homeowners by reviewing their situation and creating a strategy to overcome their financial obstacles.

Our recent success comes from helping a family that was forced into early retirement which resulted in reduction of income. They have a first mortgage and a HELOC. The monthly payment for the HELOC became un-manageable. It was suggested that the bank “recast” the mortgage or reset the payment but the homeowners had poor credit and the bank would not help them. When they got behind on the payments, only then the bank was willing to assist with a loan modification.

Our secret is knowing what the bank needs for documentation and then leveraging our relationships with the banks to get the modification packet to the proper department quickly and efficiently. The key is to follow up and communicate with all parties associated with the file.

We have been focused on helping homeowners with Loan Modification, Short Sales and Deed-in-Lieu for 10 years. Please feel free to contact us for a confidential review of your situation. We offer Red Carpet treatment in everything we do!